In the previous months of this year, the Agricultural Development Bank of China (ADBC) Xishuangbanna Branch managed to strengthen its management of loan payments by actively promoting settlements through accounts —it cooperated with the prefectural branch of the Industrial and Commercial Bank of China to build the e-banking system, through which, by the end of October 31, its credit funds of 0.235 billion yuan were settled, a YoY increase of 0.234 billion yuan or a 156-fold growth occupying 60.68 percent of the aggregate loans it released during this period.